Welcome to
Better Borrowing
- Built for you: Borrowers who are seeking alternatives to banks
- Only Vetted Lenders: Thoroughly screened lenders for a reliable experience
- Always Fair: Transparent rates you can trust
Get a Credible Loan
The Credible Experience
Only Credible Lenders
Lenders You Can Trust
We carefully select every lender on our platform, ensuring they meet our strict standards for fair practices and transparent terms. With Credible.sg, predatory lending is never an option – your financial wellbeing comes first.
Only Credible Loans
Fair Loans, Clear Terms
Our innovative credit assessment looks at your complete financial picture. Using Credible’s advanced scoring system, our lenders offer fair rates based on your real situation – not just your credit history. Every loan comes with:
- Clear, easy-to-understand terms
- No hidden fees or surprises
- Flexible repayment options that work for you
The New Standard In Lending
Fully Digital
Application Process
It takes less than 5 minutes to apply.
We Are Close
To You
Our partners are located all over Singapore. Choose one which is the most convenient for you.
The Credible
Experience
Fair, Transparent, Reliable. Loans that work for you.
Only 5 Star Lenders
Our lenders serve > 10,000
satisfied customers every year.
All of our partner lenders are rigorously evaluated. We are proud of them and are confident that you will have a 5 star experience.
Very friendly and helpful
-Muhammad.
Good and efficient.
-Zahid.
Highly recommended
-Ronalyn.
Professional and friendly
-Dory.
Excellent, fast, and friendly
-Bozz.
The best lender
-Alvin.
No, Credible is not a lender.
We are a loan centralisation platform that connects borrowers with vetted and licensed lenders.
We provide our lending partners with our credit technology so that our customers have a safe and fair borrowing experience.
Credible.sg is a company headquartered and registered in Singapore.
Because we are not a lender, we do not require a license.
All our lending partners are licensed, and periodically audited to ensure compliance to required standards.
Unlike other platforms, we care about the loan and the experience that you get.
Every lender in our network undergoes a rigorous vetting process to ensure they meet our high standards for trustworthiness, fairness, and commitment to customer satisfaction.
They also follow our credit engine, which prioritizes fair and transparent pricing.
This means you are matched with lenders who not only offer competitive rates but also value integrity in their services.
Yes, protecting your information is our top priority. We use advanced encryption and security protocols to ensure your data is safe every step of the way. We only share your information only with trusted lenders as part of the application process
Absolutely. Our partners includes lenders who specialize in serving borrowers with a wide range of credit scores. Our lending engine ensures that you get a fair loan offer for your specific profile.
Yes. Ministry of Law regulations stipulate that all licensed lenders are required to meet the borrower in person at the outlet to verify identities face-to-face
Frequently Asked Questions
Resources
Stories about borrowing, personal finances and financial wellness.
Navigating Personal Loans in Singapore: A Guide to Financial Empowerment.
March 17, 2024
Inflation and Personal Loans: Navigating Singapore’s Economic Landscape
January 5, 2024
Financial Planning and Wellness:
The Path to Prosperity in Singapore
January 5, 2024