Welcome to
Better Borrowing

  • Built for you: Borrowers who are seeking alternatives to banks
  • Only Vetted Lenders: Thoroughly screened lenders for 
a reliable experience
  • Always Fair: Transparent rates you can trust

Get a Credible Loan

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At Credible.sg, we believe everyone deserves access to fair financial solutions. We’ve built a trusted network of responsible lenders who understand your situation and are ready to help. Simple, straightforward, and designed with you in mind.

The Credible Experience

Only Credible  Lenders

Lenders You Can Trust
We carefully select every lender on our platform, ensuring they meet our strict standards for fair practices and transparent terms. With Credible.sg, predatory lending is never an option – your financial wellbeing comes first.

Only Credible  Loans

Fair Loans, Clear Terms
Our innovative credit assessment looks at your complete financial picture. Using Credible’s advanced scoring system, our lenders offer fair rates based on your real situation – not just your credit history. Every loan comes with:

  • Clear, easy-to-understand terms
  • No hidden fees or surprises
  • Flexible repayment options that work for you

 

The New Standard In Lending

Fully Digital
Application Process

It takes less than 5 minutes to apply.

We Are Close
To You

Our partners are located all over Singapore. Choose one which is the most convenient for you.

The Credible
Experience

Fair, Transparent, Reliable. Loans that work for you.

Only 5 Star Lenders

Our lenders serve > 10,000
satisfied customers every year.

All of our partner lenders are rigorously evaluated. We are proud of them and are confident that you will have a 5 star experience.

Is Credible.sg a lender?

No, Credible is not a lender.

We are a loan centralisation platform that connects borrowers with vetted and licensed lenders.

We provide our lending partners with our credit technology so that our customers have a safe and fair borrowing experience.

Does Credible.sg need a license?

Credible.sg is a company headquartered and registered in Singapore.

Because we are not a lender, we do not require a license.

All our lending partners are licensed, and periodically audited to ensure compliance to required standards.

What makes Credible.sg different?

Unlike other platforms, we care about the loan and the experience that you get.

Every lender in our network undergoes a rigorous vetting process to ensure they meet our high standards for trustworthiness, fairness, and commitment to customer satisfaction. 

They also follow our credit engine, which prioritizes fair and transparent pricing.

This means you are matched with lenders who not only offer competitive rates but also value integrity in their services.

Are my personal and financial information secure with your platform?

Yes, protecting your information is our top priority. We use advanced encryption and security protocols to ensure your data is safe every step of the way. We only share your information only with trusted lenders as part of the application process

Can I still get a loan if my credit history is not perfect?

Absolutely. Our partners includes lenders who specialize in serving borrowers with a wide range of credit scores. Our lending engine ensures that you get a fair loan offer for your specific profile. 

Do I have to go down to the Lender's for loan disbursement?

Yes. Ministry of Law regulations stipulate that all licensed lenders are required to meet the borrower in person at the outlet to verify identities face-to-face

Frequently Asked Questions

Resources

Stories about borrowing, personal finances and financial wellness.

This is a staging environment